Difference Between Medicare and Medigap Insurance Florida

By Medigap we understand a personal add-on insurance which provides coverage for remedial expenses which are not covered by the other insurance plans. It fills the gap by paying to the expenses left by the others. The person who has a Medicare plan has to pay 20% of the total expenses and if he has a Medigap plan, this 20% is also paid by the cover plan. People are often confused about the difference between a Medigap and the Medicare insurance plans. They think that both are same and thus do not consider the one who fills the gap.

 

                                                             

Medigap Insurance Florida

To resolve this confusion we can split this down into very simple theory. A cover plan comprises of three parts and they are Part A which covers the inpatient expenses, Part B covers the outpatient expenses and Part C which includes the prescribed drug coverage. Each of these help the senior citizens to pay for their expenses but the difference is that these are not comprehensive coverage plans.  There are gaps in the coverage and that is the reason for which Medigap Insurance Florida was created. This cover plan fills the space left and thus saving the people to pay for the rest. When both these plans are joined together, it will cover the complete expense. The senior citizens who are 65 years old or above it can benefit from this plan. There is no age bar for the physically handicap people.

So, take a look at your plan and check how much they have promised to pay for you. It will help you to decide whether to take such a plan or not.